Practical money guides — salary planning, investing, loan strategy, budgeting and goal-setting. Written by the founder, not a content farm.
Learn how to save ₹1 lakh in one year on a low salary with practical budgeting tips, monthly savings targets, expense-cutting strategies, and simple money management habits. Discover how to build savings even on a limited income in India.
New UPI Charges 2026 explained in simple English. Learn about the October 15 UPI rules, the 0.4% merchant fee, transaction limits, exemptions, and how the changes affect customers, shopkeepers, and businesses across India.
Learn how to manage your first salary in India with a practical budget, smart saving habits, emergency fund planning, and beginner-friendly financial tips.
A practical, Indian-context plan to take any monthly salary and turn it into a calm system — bills, savings, investments and a guilt-free spending budget. New tax regime examples.
Start your first SIP without confusion. How SIPs work, how much to invest at ₹25k / ₹50k / ₹1L income, which fund categories to pick, and the mistakes that cost beginners years of growth.
When EMI makes sense, when it traps you, and how to optimise existing loans in India. Pre-payment math, balance-transfer rules, the "EMI to income" red line, and what RBI actually allows.
GST registration thresholds, TDS rules, Section 44ADA presumptive taxation, advance tax dates, and the exact paperwork an Indian freelancer needs. Plus the math behind invoicing in ₹.
A practical test of the famous 50/30/20 rule against real Indian city budgets — Mumbai, Bengaluru, Delhi, Tier-2. Where it works, where it breaks, and the adjusted ratios that actually fit Indian life.
The best article is the one you act on. Money Track is free for the first month.
Start free trial