About Fi Money
Fi (by Fi Money) is a neobank like Jupiter — Federal Bank-backed account, debit card, expense insights, plus deeper investing features (SIPs, US stocks via partner).
About Money Track
Money Track is a single-user, privacy-first personal finance app made in India. Nine modules — wallets, transactions, goals, budgets, khata, subscriptions, assets, reports, achievements — in one calm dashboard. No ads. No data sold. ₹299 / 6 months.
Feature-by-feature
| Feature | Money Track | Fi Money |
|---|---|---|
| Tracks multiple banks & cash | ||
| Khata (lend/borrow ledger) | ||
| Goals across all accounts Fi tracks goals only inside its account | ||
| Budgets per category | ||
| Assets & net worth roll-up | ||
| Subscription tracker | ||
| JSON data export | ||
| Account + UPI + debit card | ||
| In-app SIP / US stocks |
Why people switch to Money Track
- Fi only tracks money inside Fi. Cash, other bank accounts, lent money — all invisible.
- You want to plan goals across your full finances, not just inside one bank app.
- Privacy: Money Track does not sell, share or analyse your data for any third party.
Our honest verdict
Fi is strongest for users who want their bank + investments in one app. Money Track sits one layer above — it tracks your Fi account plus everything outside it.
Frequently asked questions
Do I need to choose between Fi and Money Track?
No. They complement: Fi is the bank account; Money Track is the dashboard above all your accounts. Many users keep Fi as primary salary account and Money Track as the full money brain.
Does Money Track sync with Fi automatically?
No — privacy-first. Money Track does not use Account Aggregator or any bank data syncing. You add Fi as a wallet and log transactions manually or via Money Track's AI quick-add.
Is Fi safe to use as a primary account?
Fi accounts are held with Federal Bank, an RBI-regulated scheduled commercial bank. Your money has standard banking-grade protection (₹5 lakh DICGC insurance). The app layer is well-built but not relevant to Money Track's tracking decision.
Compare against other apps
Money Track is free for the first month.
No card. No data sold. Cancel anytime — your data exports as JSON.
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